Serious personal injury and illness can be devastating and have a life changing impact for the people directly involved. However, with personal injury claims solicitors you get a legal representation for a claim due to injuries caused by negligence or wrongdoing of another person, company, government agency or other entity. Compensation won through them is an invaluable lifeline for the victims who may have lost their ability to earn due to the injury. Medical costs and other financial losses can be covered through such compensation.
Personal Injury Claims cover:
Accidents in public places
Accidents at work
Product liability claims
Accidents in public transport vehicles
Any monetary losses incurred by a victim due to the accident are compiled in a document called Schedule of Loss. Some of the things that can be included in a Schedule of Loss include:
Loss of Earnings: If the victim has been absent from work due to the accident and is forced to take a leave without pay, then he or she can file for loss of earnings claim. This claim is usually calculated as per the average earnings information on last 13 salary slips, prior to the accident. If the victim s self employed, the calculation is based on last three years’ profits and loss accounts.
Care and Assistance: If the accident causes severe physical disabilities and the victim is forced to hire help for household work such as cleaning, preparing meals, personal care, then he/she may claim for care and assistance. This is claimed at hourly rate and is payable to the domestic helpers.
Treatment Bills: The personal injury solicitors usually arrange for basic physiotherapy, osteopathic or chiropractic treatment, for their clients. The costs of such treatments can be recovered from the other party once the claim is successful. In case the claim is not successful, insurance covers the cost.
Travel Costs: The cost of travel for visits to hospitals and courts is also included in the Schedule of Loss.
Stratford Personal Injury Direct lawyers help victims of personal injury in UK to claim 100% compensation in different cases. Whether a back injury, whiplash injury or any other medical problem, if this is a consequence of an accident caused by another person/organization’s error, our team will help you to claim for your losses.
We work on a No Win No Fee Basis and employ the best legal means to assist you in winning your claims.
Valuing personal injury claims depends on the accident victims individual circumstances. An injury compensation claim comprises:-
(1)GENERAL DAMAGES for the pain and suffering caused by the injury and any treatment
(2)SPECIAL DAMAGES to reimburse financial losses incurred or expenses paid
Claims solicitors aim to recover full compensation for their clients and can normally offer a free service.
It is important to remember that to receive personal injury compensation the accident victims opponent must be found to be either partly or fully responsible for the accident and injury. There will always be situations where no-one is at fault, when no compensation will be awarded.
This depends on the type of injury suffered, how long it will take to recover and whether there will be any lasting effects.
An injury compensation claim can also include damages for any loss of amenity, ie the extent to which life has been affected by the accident. For example, when a keen golfer suffers an accident and cannot play because of their injury, even if only for a short time.
Typical awards made in personal injury claims:-
Broken arm/leg – 4,000 to 11,000
Broken ribs – 1,750 to 2,750
Broken finger/toe – 1,600 to 3,000
Broken nose – 1,400 to 2,250
Whiplash – 1,250 to 8,500
Claims solicitors will arrange for the injured person to be examined by a medical consultant, who prepares a report detailing the injuries. This enables the true value of the injury compensation claim to be assessed.
Examples of items that can be claimed include:-
a)Lost earnings – including wages already lost and, if appropriate, anticipated future lost wages. Future losses take into account pay increases, promotion prospects and other benefits (eg pension) that would have been enjoyed if the accident had not happened.
b)Travelling expenses – including visits to GP, hospital or other practitioner providing treatment.
c)Medical and care expenses – including prescription charges, non-prescription items (eg pain killers, creams, bandages, etc), privately paid physiotherapy or other treatment, the care and assistance provided by a private agency or by family and friends (eg helping with personal hygiene, cooking, cleaning, shopping, gardening, etc).
There are many items of loss or expenditure that can be included in an injury compensation claim, but they must be as a direct result of the accident and ideally evidenced by invoices or receipts.
Payment of Compensation
For personal injury claims where liability for the accident is admitted and all elements of the compensation are agreed with the opponents insurers, payment is usually made within 14 days of agreement being reached.
If the injury is severe and the long term prognosis is unclear, claims solicitors should be able to negotiate an upfront payment for part of the full value of the injury compensation claim, to help the injured person meet their financial obligations while recovering.
More Details about Personal Injury Claims go to www.hinchliffes.co.uk