Personal Injury Claims – How Do They Work

Have you been in an accident where you suffered any personal injuries? Well, if you were then you are probably liable for compensation. The problem is that going through the personal injury claim process can put many people off from doing it in the first place. In many cases the process is a lot easier than you may think, when serious injuries are inflicted it can become a whole different kettle of fish.

The majority of injury claims result from car accidents and instances involving auto-mobiles. The fact that most people have private insurance as well as third party insurance means that the actual claims process can be handled by insurance companies. In the case where the vehicle itself gets damaged, then its quite easy to access the damage and put a dollar amount to the repairs. This information can be passed on the the respective insurance companies and the matter can be settled with minimal input or work on your side.

When the accident damaged more than just the vehicles and you suffered an injury then the matter gets much more complicated. If you were not at fault and suffered personal injuries because of the accident, then you are entitled to personal injury compensation. The issue here is whether you were actually at fault or not and with it becoming a legal matter, you will probably need a personal injury lawyer or someone who specializes in dealing with personal injury claims.

Typically your lawyer will get all the facts and put together a claim. this claim will then be forwarded on to the lawyers at the insurer of the claimant. They will usually work to reach a settlement but if they can’t, then the matter will get referred to court. If the judge awards the case in your favor then you will receive the compensation. If not, you might end up getting nothing and having a fat lawyer’s bill to pay.

Many personal injury lawyers will take on your case on a no-win, no-fee basis which means that you only have to pay them when you do get the compensation. this is the easiest way to make such a claim but the fees are usually quite high. It does take all the risk and all the hassle out of the process though and is probably the best way to go for most people who think that they might be entitled to a personal injury claim.